If you are paying by debit card make sure you have enough money in your account and you are authorised to spend up to the account limit to pay for the purchase or subscription.
If your renewal fails, the system will automatically try to take the payment for a few days, your access will remain active while it tries, but if it continues to fail the subscription will be cancelled.
If it does cancel, once you have funds back in your account you can always re-subscribe through your account and your progress will be saved.